Terms of Service
Effective Date: 1 January 2025
Welcome to Capital Shield (“Company,” “we,” “our,” or “us”). By accessing or using our website, products, or services (collectively, the “Services”), you agree to comply with and be bound by these Terms of Service (“Terms”). Please read them carefully.
1. Acceptance of Terms
By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use our Services.
2. Eligibility
You must be at least 18 years of age or the age of majority in your jurisdiction to use our Services. By using our Services, you represent and warrant that you meet this eligibility requirement.
3. Use of Services
3.1 License
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for lawful purposes in accordance with these Terms.
3.2 Prohibited Conduct
You agree not to:
- Use the Services for any unlawful purpose
- Attempt to gain unauthorized access to our systems or Services
- Modify, distribute, or create derivative works of the Services without our express written permission
- Use the Services in a manner that disrupts, interferes with, or harms others
4. Intellectual Property
4.1 All content, software, and materials provided through the Services, including but not limited to text, graphics, logos, and software, are owned by Capital Shield or its licensors and are protected by intellectual property laws.
4.2 You may not use, copy, reproduce, distribute, or create derivative works from any part of the Services without our prior written consent.
5. Fees and Payment
5.1 Some features of our Services may require payment. By purchasing any paid Services, you agree to provide accurate and complete payment information.
5.2 All payments are non-refundable unless otherwise stated in a separate agreement or required by law.
5.3 We reserve the right to change our fees at any time, with reasonable notice provided to you.
6. User Content
6.1 You may have the ability to upload or submit content to our Services (“User Content”). You retain ownership of any intellectual property rights in your User Content.
6.2 By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display your content in connection with the Services.
6.3 You are solely responsible for your User Content and agree not to upload content that is illegal, offensive, or infringes on the rights of others.
7. Privacy
Your use of the Services is subject to our Privacy Policy, which explains how we collect, use, and protect your information. By using the Services, you consent to the practices described in the Privacy Policy.
8. Disclaimers
8.1 The Services are provided “as is” and “as available,” without warranties of any kind, either express or implied.
8.2 We do not guarantee that the Services will be error-free, uninterrupted, or secure.
9. Limitation of Liability
To the maximum extent permitted by law, Capital Shield shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Services.
10. Indemnification
You agree to indemnify and hold harmless Capital Shield, its affiliates, and its employees from any claims, damages, losses, or expenses arising from your use of the Services or violation of these Terms.
11. Termination
We may suspend or terminate your access to the Services at our discretion, without notice, for conduct that violates these Terms or is otherwise harmful to us or others.
12. Governing Law
These Terms are governed by and construed in accordance with the laws of the Australian Capital Territory. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in the Australian Capital Territory.
13. Changes to Terms
We reserve the right to modify these Terms at any time. We will provide reasonable notice of significant changes, and your continued use of the Services constitutes acceptance of the updated Terms.
14. Contact Us
If you have any questions or concerns about these Terms, please contact us at:
Email: contact@capitalshield.com.au
Thank you for choosing Capital Shield!